Category Archives: Finance

What New Parents Should Look for in a Credit Card

Having a baby brings overwhelming joy but also comes with a lot of new expenses. From buying packs of diapers in bulk, to walking the grocery aisles for baby food, your expanding shopping list may mean it’s time to consider opening a credit card that fit your new family needs.  Data shows, in the first year alone, the cost of raising a baby can run up to $21,000, and the cost of raising a child to adulthood can increase after that. In order to maximize your financial flexibility and your

Questions You Should Ask Before You Borrow Money

These days borrowing is the norm, with millions of people paying off some sort of debt. For the most part, it’s not always a bad thing - borrowing money for large purchases, such as mortgaging a house or getting a car on finance is usually inevitable, unless you’re bringing in enough money and have accrued enough savings to make the purchase outright, which isn’t the case for the majority of the population. Being responsible and on-time when repaying these debts means that eventually you

4 Easy Ways to Save Money As A Family

Starting and raising a family is a rewarding but challenging task, and for most families, one of the biggest things to tackle is the very practical issue of managing a budget. There’s no going around it – managing your finances, while trying to balance all of the other complexities around family life can be tough. However, it’s not impossible to save, and with some careful planning, you can make sure that your family get to enjoy a good life while still being able to put some extra cash

Is Your Family Spending Too Much?

Raising a family can be a challenge on many different fronts. With this in mind, is money an issue for your family? If you are spending too much of it, do you have any thoughts on how to curb the spending? No, not spending as much does not mean you have to sit at home seven days and nights a week. What it does mean is that you go in search of deals, avoid running up big debt and more. So, if your family is spending too much money, what measures will you take to tone things down? How