Category Archives: Finance

Preparing for Financial Emergencies When You Haven’t Got a Huge Amount of Savings

Even if you tend to manage quite well, a financial emergency could hit any of us at any time. Maybe you’ll leave one morning to find that your car has broken down and needs urgent repairs, an essential home appliance will give up on you, or even worse, you could be suddenly told that the company you work for has gone bust leaving you scrambling for a job. Financial emergencies aren’t nice, but they can happen to anybody. So, it’s best to be prepared. Even if you’ve not got six months’

What New Parents Should Look for in a Credit Card

Having a baby brings overwhelming joy but also comes with a lot of new expenses. From buying packs of diapers in bulk, to walking the grocery aisles for baby food, your expanding shopping list may mean it’s time to consider opening a credit card that fit your new family needs.  Data shows, in the first year alone, the cost of raising a baby can run up to $21,000, and the cost of raising a child to adulthood can increase after that. In order to maximize your financial flexibility and your

Questions You Should Ask Before You Borrow Money

These days borrowing is the norm, with millions of people paying off some sort of debt. For the most part, it’s not always a bad thing - borrowing money for large purchases, such as mortgaging a house or getting a car on finance is usually inevitable, unless you’re bringing in enough money and have accrued enough savings to make the purchase outright, which isn’t the case for the majority of the population. Being responsible and on-time when repaying these debts means that eventually you

4 Easy Ways to Save Money As A Family

Starting and raising a family is a rewarding but challenging task, and for most families, one of the biggest things to tackle is the very practical issue of managing a budget. There’s no going around it – managing your finances, while trying to balance all of the other complexities around family life can be tough. However, it’s not impossible to save, and with some careful planning, you can make sure that your family get to enjoy a good life while still being able to put some extra cash